Featured Product / Concept
Survivor Income Life Insurance that Rewards Your Client for Living with a Guaranteed Return of Premium
Studies and surveys of working age families who lost the bread winner to death during working years have shown that more often than not life insurance death benefit proceeds are spent and gone within 2 to 3 years of death while the survivor’s need remain.
Also so many clients buy lowest cost term life insurance and then after the 10, 20 or 30 year term period have nothing to show for all the premium payments they made.
On both counts the solution can be Survivor Income Life Insurance that Rewards Your Client for Living with a Guaranteed Return of Premium. Adding a no cost policy endorsement available from our primary company allows the owner of the policy to set all or any part of the life insurance death benefit to pay out over time:
- Monthly, Quarterly, Semi-annually or Annual
- Over as short as 5 years or as long as 30 years
- Can be changed, added or removed while the insured is living
- Becomes irrevocable at death giving the policy owner complete control
- No additional cost
- Death benefit earns interest while waiting to be paid out, increasing the actual death benefit payout
Add this endorsement to 20 year or 30 year Endowment Life offered by our primary life company and you have Survivor Income Life Insurance that Rewards Your Client for Living with a Guaranteed Return of Premium.
We have found this concept with this product is truly unique in its exact form and sets up a sales scenario based on your clients’ actual needs not just price alone.
For detailed the Survivor Income Life concept and products please click here or send an e-mail: firstname.lastname@example.org with “Information Please on Survivor Income Life” in the subject or contact John Costa, General Agent by phone at (877) 739-1172 or (941) 312-2002.